back-office
If your business profits from FX rates and spreads
as FX volumes grow, the financial picture gets fragmented across systems: data sources and calculations stop matching, and finance becomes scattered and hard to control
Spread is calculated differently across systems
causing profits to "float"
Rates and settlement logic vary across systems
one rate or equivalent in processing, another in CRM or operations, and a third in accounting
No clear profitability view
turnover grows, but it's unclear where you truly earn (or lose) money - by pair, client, channel, or partner
Treasury decisions are made with incomplete visibility
you either hold excess balances in currencies “just in case” or run short of the currency you need at the wrong moment
Without a unified control layer
for records, rules, and
explainable reporting,
problems surface too late
when that happens, fixing them already costs more than preventing them: extra charges, compensations, and manual investigations replace controlled margins
What this leads to in an FX business
This is not just about inconvenient reconciliations. It creates direct risks for margin, liquidity, and partner or client trust
FX margin leaks away unnoticed
through discrepancies, exceptions, manual adjustments, and disputed calculations
Extra charges and compensations appear
for clients or partners, because disputed calculations cannot be proven and defended quickly with facts
Working capital gets trapped
in excessive “safety” balances, or because the business is constantly afraid the required currency will not be available in time
The wrong areas get scaled
when profitability by pair, client, and channel is not visible, the business invests in what looks busy rather than what actually performs
What changes with FX & Treasury Control back-office?
You move from fragmented calculations and manual investigations to one managed control layer where margin, liquidity, and profitability decisions rely on one provable financial picture
P&L and FX results based on one rule set
- Rates, equivalents, and spreads are fixed as part of each deal
- Unified spread and margin calculation rules
- Change controls through roles, permissions, and approvals
Transparent profitability
- Consolidated operational reporting across key dimensions
- Profitability: pair → client → channel → partner (showing where you earn or lose money)
- Discrepancy queue: where result leakage or calculation distortion actually occurs
Managed treasury
- Currency position, balances, and obligations in one control layer
- A solid basis for liquidity decisions
- Less trapped capital and fewer funding shortfalls
Provability and audit readiness
- Drill-down: report → deal → operation → ledger entry (clear "why this number looks this way")
- Audit trail of changes: who/when/why + adjustment history
- Fast answers for partners and auditors on any deal or calculation
How does it work?
Overlay implementation with no migration and no operational downtime
Implementation takes 1–2 months, depending on the complexity of your business model and the number of data sources to connect
Deployment and connection of data sources
We securely deploy the back-office and connect processing, CRM, banks, and providers via API - with no migration and no operational downtime
A unified model of FX events
We normalize trades, rates or equivalents, fees, and statuses into one chain of financial events so that all data speaks the same language
Rules, roles and control
We configure spread and margin calculation rules together with change controls (roles and approvals). We also build a discrepancy and disputed-deal queue for rapid investigation
Reporting, drill-down and go-live
We build operational P&L and reporting. Every number can be traced all the way down to the ledger entry
Modular architecture lets hybrid payment models add extra modules (Wallet / Merchant Settlement / Credit-BNPL) without rebuilds - everything in one layer
Ready to see FX & Treasury Control back-office in action?
In the demo, we will review your business model, show how to build a unified layer for P&L, cash position, and control without replacing your current systems, and explain what impact this can have on your margin, liquidity, and control.